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 This website (excluding linked sites) is controlled by SDCCU within the City of San Diego, State of California, United 
States of America. This Agreement is deemed executed and performed by both parties in San Diego, California. This Agreement shall be 
interpreted and enforced according to the substantive laws of the State of California, without application of its conflicts or choice of law 
rules. SDCCU makes no representation that materials on the website are appropriate or available for use in locations other than San 
Diego, California, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this 
website from other locations do so solely on their own initiative and are solely responsible for compliance with local laws. Should any part 
of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining 
portions shall remain in full force and effect. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such 
provision nor of the right to enforce such provision

 This website (excluding linked sites) is controlled by TLarsenPhD within the State of California, United States of America. This legal notice shall be interpreted and enforced according to the substantive laws of the State of California, without application of its conflicts or choice of law rules. TLarsenPhD makes no representation that materials on the website are appropriate or available for use in locations other than the United States of America and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this website from other locations do so solely on their own initiative and are solely responsible for compliance with local laws. Should any part of this legal notice be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. Our failure to enforce any provision of this legal notice shall not be deemed a waiver of such provision nor of the right to enforce such provision.

Credits

Images and written content herein are either in the public domain or are the creations of and therefore the property of Teresa Larsen, Ph.D. unless otherwise noted. In accordance with the laws governing literary and artistic property rights or similar rights, reproduction and representation of all or part of the elements making up TLarsenPhD.com are strictly prohibited. 

 


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